Collectors: Are Your Items Covered For Water Damage?
If you are a collector of anything that will make you money from the sale of it, let me ask you a question. Do you have insurance to cover the cost in case of water damage? I know that most of these items will be under glass, but in the event that you might get a broken water pipe that could land on some of these items and the glass might be cracked or broken, would you be covered for this item?
Most collectors would be completely covered by their insurance in case this could happen because if they don’t, these one or two items could really hurt their pocket books. Most people don’t have insurance to cover the costs for just damages done by water. If you do make sure that it will cover all costs of water damages and not just a few.
In some cases of water damage you will not even know that it has happened to an item until it’s too late, and by then, this item might not be able to be repaired. In this case, I’m talking about a famous painting or drawing that might be too big to put under glass or one that you haven’t had time to cover yet by glass or insurance.
If you have ever been to a collector’s building and seen all of his things, you will also notice that most all of the items are under some kind of glass or maybe the cheaper style of glass. You won’t be able to touch anything in this place either as finger prints will hurt the color of a painting by breaking down its base. If they bring in something for a showing, they will have to up their water damage insurance in case something might happen to involve water getting on these items and destroying them.
If you ever go into a museum, most of the items will be behind glass to keep water from getting on them, but you can still smell the musty smell. That could mean there is damage from water somewhere in the building, and some of it might be on the big items as well because they can’t be covered by anything to help protect them.
All of these kinds of people will have in place water insurance to help them cover the cost of having to replace these things, and as museums go, the city will have to make sure that they can cover the costs for these city expenses.
Aydan Corkern is a writer of many topics, visit some of her sites, like
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